Long Covid in Year 5: Some Progress, Still Many Questions, 2025, Meagher

rvallee

Senior Member (Voting Rights)
Long Covid in Year 5: Some Progress, Still Many Questions
Journal of Insurance Medicine

Long Covid was first described in 2020. Five years later, progress in disease characterization has been considerable, and definitions continue to evolve. Several disease mechanisms are under study, and evidence for multiple endotypes is accumulating. No clinical biomarker has been identified, nor has an effective therapy been developed. Overlap with other post-infectious syndromes, particularly myalgic encephalomyelitis/chronic fatigue syndrome, is now more evident. For most individuals, symptoms of long Covid progressively disappear over time. Recurrent Covid-19 infections are now an important contributor to the pool of affected individuals. While symptoms limit activity in as many as 20%, inability to work is less common. The anticipated surge of disability claims from insured individuals has not materialized.
 
The anticipated surge of disability claims from insured individuals has not materialized.

Which is not to say there hasn't been a surge in disability - just that the majority weren't insured. Eg younger adults at the start of employment, perhaps trying to pay off student loans or save for a house. Other socio-economic factors I can imagine at play would be a married couple that has insurance only for the male partner but the female partner is the one that gets LC.
 
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